Metro Samrudhi Nidhi Limited ( Sub Banking )

Unclaimed Account

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Unclaimed Deposits or Funds with Metro Samrudhi Nidhi Limited

Unclaimed Deposits
Steps You Can Take
  1. Gather your documentation
    • Copy of your deposit receipt, account passbook or any certificate of membership/deposit showing your name, amount, date.
    • Identity proof (Aadhaar, PAN, Passport, etc.)
    • Address proof if required.
    • If the original depositor is deceased: death certificate + legal heir/succession certificate or will (if applicable).
    • Ensure your KYC or membership details are updated (if the Nidhi requires).
    • Use the email listed: metrosamridhinidhi082021@gmail.com
    “Is the deposit / membership titled in my name (or of the deceased) still active/unclaimed? What is the process for claiming it now?”

    Request a document or letter from them that confirms the deposit amount and status (“unclaimed”, “inactive”, etc).

  2. Check for regulatory status & ensure legitimacy

    Metro Samrudhi Nidhi is a “Nidhi Company” (a company licensed under the Nidhi rules). It should comply with the Ministry of Corporate Affairs (“MCA”) / Registrar of Companies filings.

    • Confirm whether your deposit type falls under “unclaimed” category — no transactions, matured but unclaimed.
    • Understand: Unlike a bank deposit, a Nidhi company may have somewhat different rules — so check their terms & conditions.
  3. Prepare your claim submission

    Fill out the claim form (if provided by Metro Samrudhi Nidhi) or write one addressed to their office, stating your claim. Include all the supporting documents.

    • Keep originals where required, and copies as backup.
    • Follow up: ask for a timeline for settlement/payment.
  4. Follow-up & keep records

    Maintain receipts and acknowledgement of your claim for reference.

Key Caveats & Things to Check
  • Unclaimed deposits definition: In banks, after 10 years of inactivity many deposits are treated as “unclaimed” and transferred to a regulatory fund (the Reserve Bank of India’s DEA Fund). But for a Nidhi company, the regulatory rules may differ — you’ll need to check with their terms and rules.
  • Legitimacy and compliance: Ensure Metro Samrudhi Nidhi is properly registered and complies with Nidhi rules.
  • Document everything: Keep old passes, receipts, and legal documents.
  • Timeliness: The longer you wait, the more documentation may be required.
  • Risk awareness: Nidhi company deposits may not be covered under RBI deposit insurance.
  • Nomination status: Claim is easier if nominee exists.
  • Communications: Always use official contacts.