NEFT/RTGS Service with Metro Samrudhi Nidhi Ltd – Sub Banking
Secure & Fast Bank-to-Bank Fund Transfers
Metro Samrudhi Nidhi Ltd – Sub Banking offers NEFT (National Electronic Funds Transfer) and RTGS (Real Time Gross Settlement) services to ensure safe, fast, and reliable fund transfers across India.
With this facility, our members can send and receive funds from any bank enabled with NEFT/RTGS through RBI’s secure payment network.

Features & Benefits
| Feature | NEFT | RTGS |
|---|---|---|
| Fund Transfer Type | Electronic Fund Transfer | Real-time Gross Settlement |
| Transfer Speed | Usually within 30 minutes (as per RBI norms) | Instant settlement |
| Minimum Amount | ₹1 | ₹2,00,000 |
| Maximum Amount | As per MSNL transfer policy | As per MSNL transfer policy |
| Network | PAN India | PAN India |
| Mode | Member Desk / Online (where enabled) | Member Desk / Online (where enabled) |
Why Choose Metro Samrudhi Nidhi Ltd – Sub Banking?
- RBI-guided payment system availability
- Secure member verification process
- Transparent transaction charges & GST as per norms
- SMS/Receipt confirmation for each transaction
- Personalized assistance for fund transfers
Documents Required for NEFT/RTGS Request
Members must submit:
- Valid MSNL Membership
- Beneficiary Bank Details
- ID Proof (Aadhaar / PAN)
- Transfer Request Form
Service Timings
| Service | Timing |
|---|---|
| NEFT | 24×7 (Except downtime by RBI/Banking) |
| RTGS | 24×7 for eligible transactions |
> Transactions may depend on banking partner settlement timings.
Who Can Avail This Facility?
- Individual Members
- Small Businesses
- Self-Employed Professionals
- Traders & Rural Entrepreneurs
Member Support
For NEFT/RTGS assistance:
Metro Samrudhi Nidhi Ltd – Sub Banking
Member Support Desk
