Mortgage Loan
According to one source, it is classified under NIC code 6599 (“Other financial intermediation ") which suggests it may not primarily issue standard home loans but engage in broader finance/intermediation activities.
Publicly verifiable detailed information stating that they provide a standard “mortgage” or “home-loan” product with detailed terms (interest rate, tenure, eligibility .)
The website “loan repayment” page I found appears to be generic or possibly not fully authoritative (may be a third-party aggregator) and so it’s unclear if “home loan” is definitely offered.
Because it’s a relatively new company (2021 incorporation) with small paid-up capital (₹5 lakh) according to records, one should exercise caution regarding the scale of their operations.
What you should check if you’re considering a home-loan with them
1. Confirm their licence/registration: As a “Nidhi” company (if indeed they are such) there are regulatory restrictions—Nidhi companies typically accept deposits from and lend to their own members; they are not always authorised to provide large scale housing finance like a “housing finance company”.
2. Product details: Ask for a detailed product sheet: interest rate (fixed/variable), tenure, maximum loan amount, security/mortgage requirement, prepayment policy, penalty, documentation required.
3. Eligibility / Membership: If they are a Nidhi, you may first need to become a member/shareholder of the company (common for Nidhi companies).
4. Security / Collateral: For a mortgage/home-loan the collateral is usually the property; check how they register the lien, legal charges, who bears costs of registration.
5. Risk & transparency: Given the company is new and small, ensure you have full clarity on risks: what happens if the company ceases operations, what are your rights, is the loan covered by any regulatory protections.
6. Alternative / comparison: Compare their terms with conventional housing-finance companies .