Metro Samrudhi Nidhi Limited ( Sub Banking )

SMS banking

SMS Banking with Metro Samrudhi Nidhi Limited – Sub-Banking

Metro Samrudhi Nidhi Limited’s sub-banking arm (Sub-Banking) provides a formal SMS banking service, and if so what exact SMS codes and commands are used.

What We Know About Metro Samrudhi Nidhi Limited

It appears to have a sub-banking branch/unit: “Metro Samrudhi Nidhi – Sub Banking”.

Why SMS Banking Status Is Unclear
  • There is no publicly posted documentation on their website listing SMS-banking commands, short codes, or terms of use.
  • “Sub-Banking” may refer to a branch or agent model—whether it has full digital or SMS banking functionality isn’t clearly spelled out.
  • Without clear mention, using SMS banking commands might risk confusion or error.
What You Should Do to Proceed
  1. Visit or call the branch
    Visit the Pratap Vihar location and ask:
    “Do you support SMS banking? If yes, could you please provide the short code (SMS number) and list of commands (balance enquiry, mini-statement, fund transfer, etc.)?”
  2. Check your account documentation
    Sometimes the welcome kit or account terms mention SMS or mobile banking features.
  3. Ensure your mobile number is registered
    SMS alerts and commands only work if your number is linked. Request linking if not done already.
  4. Ask about fees and security
    Confirm nominal SMS banking charges, security tips, and how to safeguard your mobile alerts.
  5. Test with small transactions (if applicable)
    Once confirmed, test by sending a command like BAL or BALANCE (as instructed by the branch).
Note:

Always verify the official SMS number and commands before use to prevent sending information to incorrect or unofficial contacts.